It All Begins with Home

Take the first step toward homeownership with Franklin American Mortgage.

Start Your Journey
House

Home Loans

Discover the mortgage that's right for you.

Refinance Options

See if you can get a lower mortgage rate or switch terms.

I'm Not Sure

Let us help you get started on the right path.

Why Us

  • Personalized service

    Work with an experienced loan officer to provide service tailored to your needs and to help guide you through the process.

  • Save time in underwriting

    The majority of our conventional loans are eligible for our QuickClose expedited underwriting pre-approval program – find out if you qualify.

  • Fewer surprises at closing

    Most closing documents are delivered within five days before closing. 

Home Is Where Our Heart Is

At Franklin American Mortgage, we do more than lend money to buy a house – we help make a space for you and your family to grow. We are about what homes mean to you, and we give you peace of mind that there will always be someone to help you along the way.

We’re driven by what a home has come to represent – and care about what “home” means to you. Let us show you how we’re not like any other lender and how no matter what, you will feel supported by us.

About Us

Our Most Popular Mortgages

Conventional Mortgage
15- and 30-year

Conventional Fixed Loans

Market rates may rise and fall, but with a conventional fixed rate mortgage your interest rate stays put. These are generally the best option for people who plan to stay in a home for many years.

FHA Loans
Federal Housing Administration

FHA Loans

Insured by the Federal Housing Administration, FHA loans are popular amongst borrowers because they can allow you to buy a home with a relatively smaller downpayment and flexible options for approval.

ARM Loans
Adjustable Rate Mortgage

ARM Loans

Interest rates that are generally lower during the initial fixed period, but then change at pre-determined intervals over the life of the loan. These are available in conventional and government (FHA, VA, etc.)

VA Loans
Veterans Affairs

VA Loans

This zero-down loan is offered to qualifying veterans, active military, and military families. VA loans are guaranteed by the Department of Veteran Affairs and allow borrowers flexibility when buying a home.

Rural Housing
USDA

Rural Housing

Backed by the USDA, these loans are designed to help those with low to moderate incomes buy, repair, and renovate a home in certain rural and suburban communities.

Franklin American Mortgage is a six-time recipient and Hall of Fame Member in the Inc. 500, recognizing the nation's fastest-growing companies.

What Homeowners Are Saying

I cannot say enough good things about this company and everyone involved with my loan. All of you made this process a dream. Thank you!

Victoria
Springfield, MO

Proud Sponsor

Franklin American Mortgage is proud to be the title sponsor of the Music City Bowl, held annually in Nashville, TN. One of college football’s premier bowl games, the Franklin American Mortgage Music City Bowl matches up elite teams from the SEC, ACC, and Big 10 conferences.

Learn More 

Giving Back to Our Communities

We care about the communities we serve and give back to. It’s an important part of who we are and what we stand for.

How We Give Back

Give us a call. We've got answers.

  • My loan was sold, what does that mean for me? 
  • How do I know if my loan will be approved?
  • I’ve been approved by other lenders. Will I be approved by Franklin American Mortgage?
  • I have a great credit score. Will I be approved?
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