Michael Pitts

Michael Pitts

Licensed Mortgage Loan Originator, AVP  |  Branch Manager

1150 Haywood Rd.
Greenville, SC 29615

864-915-6552 Direct
864-527-6221 Office
866-662-6234 Fax
My vCard  |  Email Me

LO NMLS ID #73449
Company NMLS ID #1599

Honesty, integrity, knowledge and hard work are the cornerstones to providing superior customer service. Franklin American Mortgage Company utilizes these qualities in every aspect of business. Because our marketing strategy is built on referrals, we guarantee to make your mortgage experience a great one!

About Your Mortgage Loan Originator

You can keep looking for your dream home, but look no further for your mortgage company!

Michael Pitts has represented Franklin American Mortgage Company (FAMC) in North and South Carolina for the past 18 years. He is committed to helping families and individuals achieve the dream of homeownership, and oversees each loan from the time of application until closing. He has an in-depth understanding of FAMC's vast product offerings, including conventional, jumbo, FHA, USDA, and VA home financing options. This allows him to tailor a mortgage program to meet his clients' specific needs and goals. His team prides itself on offering clients unmatched personal attention through FAMC's Unparalleled Service Commitment. This combination of strength and service makes Michael's team truly the best in the business.

Michael Pitts Testimonials

I can't say enough about Michael Pitts and his entire team. All of them were knowledgeable and always there when I needed them, even if it was at 7:30 at night! I am extremely grateful for everything that they did for us. Not only would I highly recommend them to everyone I know, but I would use them again myself in the future. Thank you!


Michael was very helpful, more personalized service than with a bank. It was a great experience!


We spoke with Michael Pitts a couple years ago and he was really helpful and explained what we needed to do to get an approved loan in the future such as paying little more on credit cards, open a couple new accounts, etc. just all around nice guy that was more than willing to go that extra mile to help and give us a chance to own another home in the future.

Michael, Jennifer, Brandon and the entire team were nothing short of Perfect. They followed up, kept us in the loop of each stage of our loan process, copied us on all emails, called to inform us as well. I highly recommend Michael Pitts and I am completely 100% satisfied and owe my appreciation to Michael Pitts and his awesome team!! They made our dream come true!!

Yes, anyone looking to buy or Refinance a current Mortgage? I highly recommend Michael Michael Pitts and the Team at Franklin American, they helped me a lot with credit score improvements and gave me a chance when no one else has. I not only feel Blessed but Grateful that Michael was there for me and worked hard to make my Dream a Reality!!

Todd W


We never hear it enough so I wanted to send you a personal thank you. You spent so much time with Luke advising him. He was so appreciative that you took the time out of your day to help him. There aren’t many places you can go to get authentic honest people to help these days.

Again, Thanks,


Hope you're doing well. Thanks for the economic updates.

We've done business with your office twice. An SVP at another company told me last week that his deal (with another lender) was difficult.

But with that said...I think your staff is very helpful. And your loan administration is as good as I've seen anywhere. I think you are also very sensitive about the issues your customers face. I would recommend Franklin American Mortgage.

Thank you again Michael for everything and please know I will recommend Franklin American when the opportunity arises.


Thank you Michael, Angie & Robin @ Franklin American Mortgage Company We have been in our new house for a week now… and are absolutely thrilled!!

We cannot say enough good things about the entire experience we have had. Everyone that we dealt with — was absolutely wonderful. All of you were so kind, understanding and patient. We always felt like our issues were your priority and our many phone calls and many…many …emails were always responded to and answered very quickly.

Our home is even more beautiful and perfect than we could ever have imagined And being a ‘home-owner’ is a great feeling!!!

We are very thankful to you all for helping us achieve this exciting milestone in our lives!


“The Smith’s”
(Sarah-Jane & Jason)

Hello Michael,

My wife and I want to thank you for your help and assistance in closing our new home at 16 Crimson Glory Way yesterday. I am so grateful for the interest and time you took in getting our loan processed and secured. You were only given a very short amount of time (15 days I believe) and yet you handled my loan with professionalism and courtesy which I am humbled by especially considering you did not know me when I initially called. I am also thankful to Renee Stovall for recommending you based on the exceptional job you do for Joy Real Estate.

Thank you again Michael for everything and please know I will recommend Franklin American when the opportunity arises.


Ted K.

Michael was an excellent loan officer. He really cares about his clients and always goes the extra mile.

India R.


Thanks for everything you did to help us. All the time, calls, emails, and all of the above. Thanks for being kind and informative.

Cornell and Tawanda

Angie and Michael,

I think more often than not, people fail to tell others how much they appreciated them and the efforts they put forward to accomplish a task. While the timing of this letter could be deciphered as self serving, I can assure you that it is not. I just want to say, thank you.

I wish to thank you Michael and to thank you Angie for the attention you are giving to making the finance matters on the house a reality. While a hurdle here and there may rise, I am very confident all will work out just fine in the closing of 200 Bayswater Lane.

Now having said this, at the end of the day, 200 Bayswater Lane is just a "thing". Certainly 200 Bayswater Lane is an important "thing" in my life at this time, but at the end of the day, it is still just a "thing". What really matters at the end of the day are the people you meet along the way, the associations you make and friendships you build.

Thanks for working so hard on this "thing", Sally and I appreciate you. (:


Hey Mikey,

You did it again! Don't want to ever do this business without you.



I wanted to tell you thanks for all of your hard work, and mostly for putting up with me. I now see why so many people in the upstate use you as their preferred lender. I have been to 2 closings and this one was by far the easiest. Thanks again, and if I ever get the chance I will tell people to use Michael Pitts as their lender!!

By the way, the house is AWESOME! The dogs love the backyard and the walking trail is really cool. We have great neighbors and the house is beautiful inside!


This is exactly what I needed. I just have to say - the staff at your office are all so awesome! Who else processes and closes a home mortgage in less than 6 weeks these days? Who else provides such outstanding "service after the sale"? We are going to send everyone coming into our new community to Michael if we have a chance (half a chance).

Naomi & Barry


I just want to thank you again and let you know how happy and impressed I am in your professionalism and care to help me though this situation you successfully pulled me out of, and your staff for helping me though this. I am very grateful for Lorraine introducing me to the right people that stand by their word and get the job done

Thanks Again, I will recommend your company to everyone



We wanted to take a minute to say Thank You for all that you have done for us. Without your expertise and commitment to us we may have just let the opportunity slide- again. I know that you have a lot more lucrative loans to deal with, but we really did feel that we were the most important clients you had the whole time you were working with us. We were most impressed with how quickly you answered all of the questions we had and your patience the whole time working with us. Again, thank you and all of the best to you in the future. We will continue to recommend you to all we talk to.

God Bless,

Larry and Barbara


I don't want to take up anymore of your time, but I did want to thank you for at least believing in us enough to try. That meant a lot to me and I hope that God blesses you and your family. I hope that we can contact you in the future once we get to a more acceptable credit level, so other people will have the faith in us as you did. I will look forward to speaking with you around August or September. If we do not hear from you before that, we will talk to you then. I think we will talk with you before trying to look for a new home. At least that way it will not be as hard to swallow. Like I had told you before, it may have not been the answer we wanted, but it was the right answer for us at this moment.
Please keep us in you prayers and we will do the same for you. Again, Thank You for all that you did...You get an A+ for effort. ;-)



Dear Michael,

It has been nothing but pleasurable experiences letting Franklin American handle the mortgage for our new home! The process has been quick and painless! We feel we were treated as friends, not just another loan package.

In addition, Phyllis Farthing has gone above and beyond in keeping us abreast of our mortgage in its stages. Please let her know we sincerely appreciate her patience, kindness and efforts over the past few months while our home was under construction.

I will whole-heartedly recommend Franklin American to my friends and colleagues.

Best regards,


Dearest Michael,

No words can express our heartfelt thanks for everything you have done for us in the last two years.
If it wouldn’t have been for your help and understanding and showing us what we needed to do, our dream of owning our own home would not have come true.
Thank you from the bottom of our heart.


Dear Michael,

We cannot thank you enough for your work with our new house.  You really made us feel so calm during a stressful time.

Thank you so much,

Eric and Erin S.

Thank you and your staff for making my closing go so smoothly.  I will always keep you and your team in mind if I ever decide to purchase in the near future.

Thanks again.


Dear Michael,

Lee and I wanted to say thank you for being at the closing of our home.  Having you there with us put us at ease.  Thank you for working with us to financially purchase our home.


Lee and Shannon F.

Hello Michael,
Derek and I wish to thank you so very much for all your assistance with our mortgage and during the closing.  Being first time home owners we were so very lucky to have such great people as yourself helping us along the way.
We with you all the best!
Please also thank you staff who assisted us.

Pam and Dex

Michael Pitts is very personable and knowledgeable.  Good customer service!

Michael Pitts and his staff are great to work with and we will be referring our son to Michael this year as he will be getting married in October.

Michael Pitts was a great guy to work with.  He was honest, very down to earth and explained things in understandable terms. He made our first loan/homebuying experience a great one.  He did a lot of negotiating for us with all the FHA red tape also.

Dear Michael and the entire team at Franklin American Mortgage,
Joe and I can't thank you enough for making the mortgage process the most personal and stress-free that we've ever experienced. We really felt that we were in the most capable hands ever. Your attention to detail and personal service shines! You are all aces at what you do and will highly refer anyone and everyone to you!!!

Thank you so very much Joe & Julie Ellis

The above tools and resources are filled with valuable information to save you time and money. The more educated you are, the better your experience will be. Use them often to make your home-buying or refinancing experience pleasurable! Feel free to contact me with any questions you may have regarding the mortgage lending process.


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