Your First Home

Take a step toward homeownership by speaking with a qualified loan officer.

Talk to a Loan Officer

It’s an Exciting Time

You’re ready to buy a home, but where to begin? We know the process of obtaining a mortgage is both exciting and new. Franklin American Mortgage is here to help make it as easy as possible. 

How to Get Started

  • Define your goals.

    Homeownership is a long-term investment, so make sure you’re ready for the responsibility.

  • Research your mortgage fit.

    Franklin American Mortgage offers multiple loan products to suit individual homebuyers' needs. View our list of available mortgages for more specific products.

  • Consider your financial situation.

    Before taking the leap to buy, consider factors such as your credit score, ability to provide a down payment, and other important items.

  • Contact us!

    If you ever have questions about buying your first home, please speak with one of our loan officers. As part of our family, we’re always available to assist you.

All Owners Welcome

Whether you’re applying for a general or government loan, Franklin American Mortgage is FHA Direct Endorsed (DE), VA Automatic, and LAPP Approved and a Fannie Mae & Freddie Mac Approved Seller/Servicer.

But all you need to know is that we offer a wide variety of loan options to ensure any qualified candidate can begin their journey with us. And we’ve streamlined our process to close any loan comfortably.

Our loan offerings include:
  • Conforming Fixed Rate, HomeReady Fixed Rate, High Balanced Fixed
  • Conforming Adjustable Rate Mortgage (ARM), High Balanced ARM
  • DU Refi Plus
  • FHA Fixed, Jumbo, 5/1 ARM
  • VA Automatic
  • VA LAPP Approved
  • VA Fixed and Jumbo
  • USDA RD and RD Streamlined